Legal
Terms of Service.
These Terms govern your use of the Ledgza website and application (the “Service”), operated by Ledgza, Inc. (“Ledgza,” “we,” “us”). By creating an account or using the Service you agree to these Terms.
1. What Ledgza is (and is not)
Ledgza is software that assists accounting professionals by matching bank transactions, drafting journal entries with confidence scores, and maintaining an approval and audit workflow.
You remain the professional. Ledgza does not provide accounting, tax, legal, or financial advice. Drafts are suggestions. You (or your firm) retain full professional responsibility for reviewing, approving, and posting entries to client books and for compliance with professional standards applicable to you.
2. The confidence gate
The Service will not post an entry to a connected ledger unless (a) the entry carries a confidence score of 95% or higher and you have enabled auto-eligible batch approval for that action, or (b) you explicitly approve the entry. This behavior is not user-configurable below that threshold. Every posted entry is recorded in an audit trail attributing the action, the actor, and the score at the time of action.
3. Your account and responsibilities
- Provide accurate account information and keep your credentials secure; you are responsible for activity under your account
- Only connect client data you have authority to access and process
- Use the Service lawfully; do not attempt to probe, disrupt, reverse-engineer, or access data belonging to other firms
- One user per Solo account; team access requires a firm-tier subscription when available
4. Connections to third-party services
The Service connects to QuickBooks Online, Xero, and Plaid under your authorization. Your use of those services is governed by their terms. Bank connections are read-only; Ledgza never initiates money movement. You may revoke any connection at any time, which immediately ends our access to that data source.
5. Pilot program
- Pilot participation is limited, granted at our discretion, and may involve pre-release features
- Pilot pricing ($49/month for the Solo tier) is locked in for pilot participants who convert to paid subscriptions, for as long as the subscription remains continuously active
- No long-term commitment: cancel at any time during the pilot and owe nothing further
- Feedback you provide may be used to improve the Service
6. Fees and cancellation
- Subscriptions bill monthly in advance; prices are stated at signup and won’t change without 30 days’ notice
- You can cancel anytime; service continues to the end of the paid period; no partial-month refunds unless required by law
- On cancellation, data handling follows our Privacy Policy (deletion within 30 days on request)
7. Intellectual property
We own the Service and its software. You own your data and your clients’ data; you grant us a limited license to process it solely to provide the Service. Learned patterns derived from your firm’s corrections are used only for your firm unless you opt in to cross-firm improvement (see Privacy Policy).
8. Disclaimers
The Service is provided “as is.” To the maximum extent permitted by law, we disclaim implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that drafts will be error-free. The review-and-approve workflow exists precisely because automated classification can be wrong.
9. Limitation of liability
To the maximum extent permitted by law: (a) neither party is liable for indirect, incidental, special, consequential, or punitive damages; and (b) our total aggregate liability arising out of the Service is limited to the amounts you paid us in the twelve months preceding the claim. Nothing in these Terms limits liability that cannot be limited by law.
10. Indemnity
You will indemnify us against third-party claims arising from your breach of these Terms or your lack of authority to connect client data.
11. Termination
You may stop using the Service at any time. We may suspend or terminate accounts for material breach, non-payment, or risk to the Service or other customers, with notice where practicable.
12. Governing law and disputes
These Terms are governed by the laws of the State of Delaware, excluding conflict-of-law rules. Disputes will be resolved in the state or federal courts located in Delaware, and each party consents to their jurisdiction. (Venue to be confirmed with counsel before GA.)
13. Changes to these Terms
We may update these Terms; material changes will be announced by email at least 30 days before they take effect. Continued use after the effective date constitutes acceptance.
14. Contact
Ledgza, Inc. · support@ledgza.com